Zillow Gave Your Home a Flood Score. FEMA Gave It a Flood Zone. Only One Affects Your Insurance.

These “flood scores” are often not tied directly to NFIP rules, and they can be based on different sets of data or general assumptions. Since they’re not based on the rigorous, regulated FEMA flood zone mapping, their reliability could be questionable, especially when it comes to compliance or securing the correct insurance. Many buyers or renters may assume they are accurate, but these scores are often vague and don’t offer the precision or legal standing that NFIP-compliant flood zone determinations provide.

“Zillow said we were in a high-risk flood zone. Second Look Flood proved we weren’t and we saved over $1,200 a year in insurance.”

“The bank wanted proof we didn’t need flood insurance. Second Look gave us the certified FEMA report we needed- fast.”

⚠️ Don’t overpay for flood insurance or lose a buyer because of a misleading “risk score.”

 

Second Look Flood LLC Zillow / Flood Factor
Uses official FEMA maps ✅ Yes 🚫 No
Accepted by lenders & insurers ✅ Yes 🚫 No
Certified expert-reviewed ✅ Yes 🚫 No
Can help lower flood insurance ✅ Yes 🚫 No
May mislabel your home 🚫 No ⚠️ Yes

We Can Help! Order a Flood Zone Review.

We’re here for:

  • 🏠 Home buyers & sellers

  • 🏠 Real Estate pros

  • 🧾 Refinancing homeowners

  • 🏦 Lenders & insurance agents 

  • 🧑‍🤝‍🧑 Anyone disputing a FEMA flood zone

“We help you understand your true flood risk—based on the data that actually counts.”

How It Works

  1. Submit your property details
  2. Choose your service level
  3. Receive your expert evaluation, fast

Simple, accurate, no gimmicks.